First Name:
 
Phone:
 
Last Name:
 
Email:
 
State:
 

 
Soltera | Mexico Car Insurance | Travel Medical Insurance | Travel Health insurance | Health Insurance

Archive for December, 2011

Need a Car while in Cancun?

Thursday, December 8th, 2011

Driving around Cancun, Mexico in a rental car is a great way to see even more of the sights and sounds of this tropical Caribbean paradise. A rental car represents a very economical way to see a lot more of the island than you would if you were going to rely solely on walking. Without a vehicle, you’re likely going to be limited to whatever is within walking distance of your resort; there is so much more culture and history that can be experienced during Cancun vacations that it would be almost criminal to limit yourself to your hotel and the nearest beach and bars.

When you arrive in Cancun, there are a few options for renting a vehicle. The international airport has many car rental agencies, but it is in your best interests to check into availability, reputation and rates before you leave home, so you know exactly what to expect. If you’ve already got your rental provider and vehicle picked out before you arrive you’ll spend less time in the airport making up your mind (as well as avoiding disappointment when the vehicle you choose isn’t available). If for some reason you do decide, on a whim, to rent a vehicle upon arrival at your resort or hotel, check with the concierge or the front desk to find out who is available nearby that is reputable.

If you’ve chosen to rent a vehicle, then you must purchase temporary insurance as well. This is something that should be inquired about and researched when you’re checking out rental agencies and vehicles. Insurance is required when you drive at home, the fact that you’re in a foreign country and away from home should only underline how important it is to have it when driving. Most of the details and legalities of driving insurance are more or less the same as they are for your own insurance at home, so consider where you’ll be taking the car, what time of day and who will be with you - more or less the same kind of criteria you’d use to purchase insurance at home.

When you’re at the rental agency, ask to see the vehicle you’ll be renting before you sign or pay for anything! This is perhaps the most important part of renting a car while on holidays - go over every possible detail and ask as many questions as you’d like before you drive it off the lot, you’re well within your rights to do so and if the rental agent attempts to dissuade you in any way, consider that a major red flag. Make sure any surface inconsistencies are noted so you won’t be accused of them upon return, make sure there is a functioning spare tire and tools and that all fluids are topped up and not leaking. You may be held responsible for any problems with the vehicle that are not noted when renting - be thorough and get everything in writing.

The roads in Cancun can vary wildly: new and smooth to damaged and pock marked - much like the roads at home, to be sure. If part of your itinerary in Cancun is to travel south, be advised the roads tend to get progressively worse in condition the further you journey. Because of this, you may want to consider something with 4-wheel drive - they’ll cost more, but the driving will be much more tolerable. The added freedom of being able to go where you want, and when you want isn’t necessarily a luxury that you need to leave behind when you go to Mexico - rent a vehicle that suits your needs, exercise some common sense and get ready to hit the road!

BookIt.com is an online travel company determined and dedicated to becoming the leader in providing travelers with the most intuitive online booking experience full of relevant information, helpful guides and travel tips. Find great deals on cancun vacations at BookIt.com!

Travel Insurance and Risk

Wednesday, December 7th, 2011

There is not hard and fast definition of risk available. Everyone with an interest in philosophy, ethics and legal mumbo-jumbo has a different idea of the meaning. So we are going to discuss risk in the context of insurance, and more specifically, travel insurance. First of all, risk may be a state of uncertainty but it is in terms of negativity or loss. In this way, insurance can be deemed a risk-reducing investment and gambling a risk-increasing investment.

Travel insurance is a particular type of insurance intended to cover losses incurred while traveling. Insurance companies know there are a different set of risks involved with travel, and therefore allow for those unique situations in the policy. Medical and dental expenses are usually the most obvious items on a travelers list of concerns. And while they can be quite massive in size, medical costs are just a small part of what most travel insurance policies cover. For example, it is not unusual for overseas funeral costs and the emergency evacuation or repatriation of the remains of the traveler to be covered. The return of a minor (child) if they become lost is also covered by most policies.

In the area of logistics, it can be common for natural factors to delay travel plans and end up curtailing the entire trip. Hurricanes, earthquakes and other such unpredictable and unstoppable events will easily cease the continuation of a vacation. Travel insurance policies are well known for their coverage of these natural disasters, including reimbursement for such things as delayed departure, lost or stolen baggage, missed flight connection due to airline scheduling issues and trip cancellation.

When a trip overseas includes traveling to a nation deemed as a ‘high risk’, additional insurance maybe required. Countries that may be included in this definition would include those experiencing a great deal of terrorism, civil war or frequent and devastating earthquakes. The same is true for travelers heading to a destination at a time of year when high risk activities are common. For example, heading to Aspen for a weekend of skiing or going to Australia for deep sea diving.

The most common reason for additional travel insurance would be the presence of pre-existing conditions. Although they seem minor at home, such things as asthma and diabetes can become very risky in a foreign environment. Different air quality, such as a significant increase in smog, can have a serious effect on someone with asthma. A diabetic may become confused with time zones and not eat when they are supposed to, thus inviting an adverse reaction.

All these risks may seem like reasons not to travel, but they aren’t. Millions and millions of people with diabetes travel to Mexico every year, and do not lose a limb or find themselves in the center of a hurricane. They go on to have a fabulous experience in a beautiful part of the world, arriving safely home with a yearning to go right back again. But if their thumb did decide to fall off on the beaches of Cancun, travel insurance would cover all the expenses!

BookIt.com is an online travel company determined and dedicated to becoming the leader in providing travelers with the most intuitive online booking experience full of relevant information, helpful guides and travel tips. Find great deals on cancun mexico at BookIt.com!